Mahatma Jyotirao Phule Jan Arogya Yojana: Cashless treatment for up to 1.5 lakh, know details.

Mahatma Jyotirao Phule Jan Arogya Yojana is an initiative by the Government of Maharashtra. The key objective of the MJPJAY is to offer good healthcare services to the underprivileged families of Maharashtra state.

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As healthcare is becoming very expensive in India, poor people are facing difficulties in getting good medical treatment. This scheme ensures that every individual deserves proper treatment for any illness.

If you are a Maharashtra resident and belong to a financially challenged family, you must leverage the benefits of the Mahatma Jyotirao Phule Jan Arogya Yojana. Here, we will learn details about the Mahatma Jyotirao Phule Jan Arogya (MJPJAY) 2025, required documents, application process, etc.

What is Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) 2025?

There are various families in India living below the poverty line. Their financial conditions do not allow them to get proper medical treatment for their illness. They also have a high risk of diseases because of poor living conditions and malnutrition. If any family member becomes sick, they struggle a lot to get the treatment. Mahatma Jyotirao Phule Jan Arogya Yojana is a step by the Maharashtra government to address this issue. This scheme was earlier named the Rajiv Gandhi Jeevandayee Arogya Yojana.

The scheme offers free health coverage for Rs. 1.5 lakhs to Rs. 2.5 Lakhs per year. The beneficiaries can get high-quality medical treatment without worrying about expenses. Poor residents of Maharashtra can get good treatment for even serious or life-threatening diseases.

Mahatma Jyotirao Phule Jan Arogya Yojana

Here are the details of the Mahatma Jyotirao Phule Jan Arogya Yojana at a glance:

Organisation	Public Health and Family Welfare
Scheme Name	Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) 2025
Launched by	State Government of Maharashtra
Purpose	Cashless health treatment for poor families in the state
Amount	Rs. 1.5 lakhs to Rs. 2.5 lakhs per year
Beneficiaries	Low-Income and Poor Families
Application Mode	Offline
Helpline Number	155388 or 18002332200
Website	https://www.jeevandayee.gov.in/

Objectives of Mahatma Jyotirao Phule Jan Arogya Yojana

The key objectives of the MJPJAY are mentioned below:

The scheme is launched to offer free healthcare services to the financially weaker section of the state of Maharashtra.
It ensures that underprivileged people can live a healthy life.
The scheme covers free medical treatments, surgeries, and other medical services.
Poor families don’t have to worry about finances for medical treatments.

Eligibility requirements for the Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) 2025

The families who want to apply for the Mahatma Jyotirao Phule Jan Arogya Yojana need to fulfill the eligibility criteria as mentioned below:

The applicant must belong to Maharashtra state as a permanent resident.
Applicants must be ration card holders.
If the applicant has more than 2 children, they will not get the benefits.
Natural calamity-affected people are also eligible for the Mahatma Jyotirao Phule Jan Arogya Yojana.
The annual income of the family must be less than Rs. 1,00,000.

Treatment Packages and Amount Coverage

Here are the treatment packages offered under the Mahatma Jyotirao Phule Jan Arogya Yojana:

Types of Treatment	Amount Covered
General Surgery	Up to Rs. 50,000
Orthopedic Surgery	Up to Rs. 60,000
Cardiac Surgery	Up to Rs. 1,50,000
Kidney Transplant/ Dialysis	Up to Rs. 1,50,000
Cancer Treatment	Up to Rs. 1,50,000
Burns and Polytrauma Care	Up to Rs. 1,00,000
Neurology & Neurosurgery	Up to Rs. 1,50,000
Pediatric & Neonatal Care	Up to Rs. 80,000

Documents required for Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) 2025

If you are applying for MJPJAY, you must have the following documents ready:

Aadhaar Card
Voter ID
PAN Card
Passport
Driving License
Age Proof
Ration Card
Bank Details
Disability Certificate (if applicable)
Medical Certificate
Income certificate
Passport-size recent photograph
Mobile Number

Categories under Mahatma Jyotirao Phule Jan Arogya Yojana

The beneficiaries are divided into various categories. The details are mentioned below:

Category	Beneficiaries Covered	Annual Coverage Amount
Category A	Families with Yellow Ration Card	₹5,00,000 (per family, floater basis)
Category B	Families with Orange Ration Card	₹5,00,000 (per family, floater basis)
Category C	Antyodaya Anna Yojana (AAY) Cardholders	₹5,00,000 (per family, floater basis)
Category D	Accident victims who are residents outside Maharashtra	₹1,00,000 (per person, annually)
Category E	Farmers affected by suicides/natural calamities	₹5,00,000 (per family, floater basis)

Benefits of Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) 2025

Here are the key benefits of the scheme:

Financial Coverage

For the families related to A-E categories (except D), Rs. 5 lakhs per year medical coverage. The amount can be used by any family member on a floater basis. If you belong to Category D, you will get coverage of Rs. 1 lakh per person per year.

Comprehensive Health Packages

The scheme covers 1350+ medical procedures under 34 specialties. The beneficiaries are divided into categories A, B, C, and E. There are 184 health benefits offered to category D candidates.

Follow-up Treatment

Additionally, there are 262 follow-up treatments offered to all the categories to ensure they get care continuously even after being discharged from the hospital.

Cashless Hospitalization

The beneficiaries of the scheme get quality treatment without worrying about the cost. The yojana covers all the expenses, including nursing charges, doctor fees, ICU care, surgeries, and blood transfusions.

Diagnostic and Support Services

The scheme also offers coverage for blood tests, X-rays, admitted patient food, oxygen support, prosthetics, etc.

Transport Support

The MJPJAY provides travel cover and also travel costs to the hospital. If the patient is dead, the cost of taking the body to their hometown will be covered under the scheme.

Hassle-Free Claim Settlement

MJPJAY works on an assurance basis, meaning the claim is directly provided to the hospital by the State Health Assurance Society.

Application process for Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) 2025

The application process for Mahatma Jyotirao Phule Jan Arogya Yojana is very simple. Follow the steps below:

Visit the government hospital nearby and meet Arogya Mitra.
Get all the required information about the Mahatma Jyotiroa Phule Jan Arogya Yojana Card.
Submit the documents to the Arogya Mitra.
Your health card will be generated.
Now, you can easily avail of the cashless treatment under the scheme.

Conclusion

The Mahatma Jyotirao Phule Jan Arogya Yojana is a great initiative by the Government of Maharashtra, offering free medical treatment to the poor people in the state. The scheme offers coverage of up to Rs. 1.5 lakhs to Rs. 2.5 lakhs annually to the eligible applicants. This yojana is a strong support for the financially weaker sections in Maharashtra to live a healthy life without worrying about medical treatment costs.

FAQs

Q1)What are the eligibility criteria for Mahatma Jyotirao Phule Jan Arogya Yojana?

The applicants must be permanent residents of Maharashtra, and their income must not exceed Rs. 1 lakh annually.

Q2)How much coverage is provided under the MJPJAY?

The medical treatment of up to Rs. 1.5 lakhs to Rs. 2.5 Lakhs is covered under the scheme.

Q3)What documents should I have to apply to the scheme?

You need an Aadhaar card, a ration card, an income certificate, a medical certificate, etc., to apply for the Mahatma Jyotirao Phule Jan Arogya Yojana.