Bina Mulya Samajik Suraksha Yojana also known as BMSSY is a scheme for workers who are not organized by any agency or are self-employed. The scheme benefits through health, provident funds, and financial aid schemes. BMSSY covers a large range of unorganized industries and unorganized workers in their yojana, overall improving the living standards of the people of West Bengal.
Further in the article, you will learn more about this scheme and the benefits it provides.
What is Bina Mulya Samajik Suraksha Yojna?
Workers in West Bengal’s unorganized sectors can receive financial and health assistance under the Bina Mulya Samajik Suraksha Yojana (BMSSY). It integrates several government programs to assist these individuals and lessen the disparities they encounter due to workers organized by a company or agency. For unorganized workers, the yojana provides several necessities such as provident funds, health insurance, educational support, and death or disability compensation.
| Scheme Name | Bina Mulya Samajik Suraksha Yojana (BMSSY) |
| Launched By | Government of West Bengal |
| Beneficiaries | Unorganised workers and self-employed individuals |
| Coverage | Provident fund, health insurance, education, and death benefits |
| Eligibility | Workers aged 18-60, income less than ₹6,500/month |
| Mode of Application | Online and offline |
| Official Website | https://bmssy.wblabour.gov.in/ |
Bina Mulya Samajik Suraksha Yojana’s special features and objectives:
Let’s look at some Objectives and Features of BMSSY below-
- Provident Fund Contribution: In total workers contribute 25 rupees, on top of that the state contributes another 30 rupees every to the total fund.
- Health Coverage: All the hospitals that come under the West Bengal Health Scheme (WBHS) will offer reimbursement for hospitalisation and treatment costs.
- Death and Disability Benefits: A total of 20 lakh rupees are paid to the beneficiaries in case of death or any disability.
- Educational Assistance: Financial support is also provided to the children of the beneficiaries for their proper education.
Documents Required for Bina Mulya Samajik Suraksha Yojana
The following documents are necessary to apply for the Bina Mulya Samajik Suraksha Yojana, make sure to keep these in hand at the time of registering:
- Aadhaar Card
- Ration Card
- Residence Certificate
- Passport-size photograph
- Mobile number and Email ID
- Caste certificate (if applicable)
- Income certificate
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Bina Mulya Samajik Suraksha Yojana’s eligibility criteria
To be an active beneficiary of the Bina Mulya Samajik Suraksha Yojana, the following conditions must be fulfilled by the beneficiaries to be eligible for the yojana or scheme:
- You must be an active and permanent resident of cities of West Bengal.
- The age of the beneficiary must be at least 18 and can’t be more than 60 years.
- The total family monthly income of the beneficiary must be below 6500 rupees, except for any workers located in the construction and transport sector.
Unorganised Industries Under BMSSY
BMSSY takes in several unorganized industries, Let’s have a look-
- Automobile Repairing Garages
- Beedi Making
- Hotel & Restaurant Workers
- Hosiery Industry
- Handloom Workers
- Tailoring Industries
Bina Mulya Samajik Suraksha Yojana is for 15 self-employed occupations including-
- Barbers/Beauticians
- Cobbler/Shoe Maker
- Domestic Servants
- Cycle Rickshaw & Van Pullers
- Fishermen
Bina Mulya Samajik Suraksha Yojana Registration Process
Let’s look at the registration process for BMSSY below-
- Online registration for BMSSY
- Visit the official website of the scheme on your preferred browser.
- Fill in all the necessary details required by the application like personal, contact, and bank details.
- After filling in all the details, submit the required details online in the portal.
2. Offline registration for BMSSY :
- Beneficiaries can visit their local block or any of the municipality offices.
- In some of the areas, some special registration camps are held monthly.
Bina Mulya Samajik Suraksha Yojana Application process
Below is an elaborate, step-by-step explanation of the application process required for BMSSY registration-
- Visit the official website of the Yojana on your preferred browser.
- Click on the ‘New Registration by Beneficiary’ link and fill in all the beneficiary details.
- Submit the form and obtain the login details.
- After registering, log in using the provided credentials.
- Fill out the necessary details regarding:
- Basic Information
- Address Details
- Bank Details
- Nominee and Dependent Information
6. Upload all the necessary documents required by the application form and complete the registration for the yojana.
What is a BMSSY Card?
All the eligible candidates who complete the overall registration will receive the Yojana card, also known as the Samajik Mukti Card (SMC). This card allows the beneficiaries to avail the benefits provided by the government such as provident fund contributions, health insurance, and other assistance. Workers can obtain this card from any of the regional labor offices or any Facilitation Centre.
Conclusion
The Bina Mulya Samajik Suraksha Yojana is an invaluable resource designed to provide the necessary support to self-employed and unorganized workers in West Bengal. BMSSY offers several benefits to the registered beneficiaries like provident fund contributions, healthcare, and education assistance, ensuring a dignified and healthy life for all workers. Eligible beneficiaries can register for this yojana or scheme online or at any of the designated centers to access the benefits.
Frequently Asked Questions (FAQs)
- Is the scheme available nationwide?
No, the Bina Mulya Samajik Suraksha Yojana is an initiative solely taken for the unorganized employees of West Bengals.
- Are there any benefits for education associated with the BMSSY scheme?
Yes, the workers of the beneficiaries are helped financially with their children’s educational growth.
- What is the overall process for claiming all the benefits under the Yojana?
Beneficiaries can claim the benefits by submitting the application process online or at any local reforms. Special procedures may vary depending on the type of benefits claimed by the worker.
- Is there a helpline for assistance regarding the scheme?
The registered beneficiary can contact the Shramik Sathi helpline at 1800-103-0009 for any queries regarding the yojana.
- What is the Samajik Mukti Card (SMC)?
The Samajik Mukti Card (SMC) is a card issued by the government for the beneficiary that allows them to avail the benefits provided by the yojana.
